|
|
 |
 |
RATES AS OF 11/18/08
| Tiered Rate Savings* |
| Account |
Min. Bal. To Earn APY |
Annual Interest Rate |
Annual Percentage Yield |
| Tier 1 |
$25 - 2,499 |
.20% |
.20% |
| Tier 2 |
$2,500 - 24,999 |
.30% |
.30% |
| Tier 3 |
$25,000 and up |
.40% |
.40% |
Back To Top
| Statement Savings* (Balance below $100, $3.00 monthly service charge)** |
| Account |
Min. Bal. To Earn APY |
Annual Interest Rate |
Annual Percentage Yield |
| Tier 1 |
$100 - 2,499 |
.20% |
.20% |
| Tier 2 |
$2,500 - 24,999 |
.30% |
.30% |
| Tier 3 |
$25,000 and up |
.40% |
.40% |
Back To Top
| Money Market Account* (Personal and Business)** |
| Account |
Min. Bal. To Earn APY |
Annual Interest Rate |
Annual Percentage Yield |
| Tier 1 |
$2500 - 9,999 |
1.24% |
1.25% |
| Tier 2 |
$10,000 - 24,999 |
1.73% |
1.75% |
| Tier 3 |
$25,000 - 49,999 |
2.27% |
2.30% |
| Tier 4 |
$50,000 - 74,999 |
2.52% |
2.55% |
| Tier 5 |
$75,000 and up |
2.81% |
2.85% |
Back To Top
| LOOP Money Market Account* (Personal and Business)** |
| Account |
Min. Bal. To Earn APY |
Annual Interest Rate |
Annual Percentage Yield |
| Tier 1 |
$2500 - 9,999 |
1.49% |
1.50% |
| Tier 2 |
$10,000 - 24,999 |
1.98% |
2.00% |
| Tier 3 |
$25,000 - 49,999 |
2.52% |
2.55% |
| Tier 4 |
$50,000 - 74,999 |
2.76% |
2.80% |
| Tier 5 |
$75,000 and up |
3.06% |
3.10% |
| *LOOP Account Customers Are Entitled To An Additional 1/4% On The APY Of All CDs and IRAs. (Customer must have LOOP Checking to Qualify) |
Back To Top
| Fixed Rate Certificates of Deposit |
| Account |
Min. Bal. To Earn APY |
Rate |
APY |
Loop Rate |
Loop APY |
| 91 Day CD*** |
$2,500 |
1.24% |
1.25% |
1.49% |
1.50% |
| 5 Month CD*** |
$2,500 |
1.74% |
1.75% |
1.99% |
2.00% |
| 182 Day CD*** |
$2,500 |
1.99% |
2.00% |
2.24% |
2.25% |
| 7 Month CD*** |
$2,500 |
1.99% |
2.00% |
2.24% |
2.25% |
| 8 Month CD*** |
$2,500 |
1.99% |
2.00% |
2.24% |
2.25% |
| 9 Month CD*** |
$2,500 |
2.00% |
2.00% |
2.24% |
2.25% |
| 11 Month CD*** |
$2,500 |
2.00% |
2.00% |
2.25% |
2.25% |
| 1 Year CD*** |
$1,000 |
3.20% |
3.25% |
3.44% |
3.50% |
| 18 Month CD*** |
$1,000 |
2.23% |
2.25% |
2.47% |
2.50% |
| 2 Year CD*** |
$1,000 |
2.23% |
2.25% |
2.47% |
2.50% |
| 3 Year CD*** |
$1,000 |
3.68% |
3.75% |
3.92% |
4.00% |
| 4 Year CD*** |
$1,000 |
3.68% |
3.75% |
3.92% |
4.00% |
| 5 Year CD*** |
$1,000 |
2.23% |
2.25% |
2.47% |
2.50% |
Back To Top
| Individual Retirement Accounts** |
| Account |
Min. Bal. To Earn APY |
Annual Interest Rate |
Annual Percentage Yield |
| Regular Savings IRA* |
$25 |
.15% |
.15% |
Back To Top
| Fixed Rate IRAs** |
| Account |
Min. Bal. To Earn APY |
Rate |
APY |
Loop Rate |
Loop APY |
| 1 Year IRA*** |
$500 |
3.20% |
3.25% |
3.44% |
3.50% |
| 18 Month IRA*** |
$500 |
2.23% |
2.25% |
2.47% |
2.50% |
| 2 Year IRA*** |
$500 |
2.23% |
2.25% |
2.47% |
2.50% |
| 3 Year IRA*** |
$500 |
3.68% |
3.75% |
3.92% |
4.00% |
| 5 Year IRA*** |
$500 |
2.23% |
2.25% |
2.47% |
2.50% |
Back To Top
| Personal Checking** |
| Account |
Daily Balance |
Rate |
APY |
Loop Rate |
Loop APY |
| 50+ Checking* |
N/A |
.10% |
.10% |
N/A |
N/A |
| VIP Checking* |
N/A |
.10% |
.10% |
N/A |
N/A |
| Wall Street Checking* |
Below $1,500 |
.75% |
.75% |
N/A |
N/A |
| Wall Street Checking* |
$1,500 and up |
1.00% |
1.01% |
N/A |
N/A |
| Loop Account* |
$1,500 and up |
N/A |
N/A |
.35% |
.35% |
| e-Loop Checking** |
$0 - 50,000 |
N/A |
N/A |
4.89% |
5.00% |
| e-Loop Checking** |
Portion Above $50,000 |
N/A |
N/A |
1.00% |
1.00% |
| e-Loop Checking** |
If Requirements Are
Not Met |
N/A |
N/A |
.10% |
.10% |
| Non-Profit / Business Interest Checking* |
$1,000 |
.10% |
.10% |
N/A |
N/A |
Back To Top
*For variable rate accounts, rates are subject to change at any time at the sole discretion of NFSB.
**Fees could reduce earnings.
***A penalty may be imposed for early withdrawal.
For further information, call us at 847-5500, 847-9900 or 789-9200.
Deposits are insured by FDIC.
More information on any of our products and services can be requested through e-mail (warning: do not send confidential information via email) or by calling us at (401) 847-5500.
|
|
 |
|
 |
|
 |
| NewportFed, 100 Bellevue Avenue, Newport, RI 02840 __ Telephone: 401.847.5500__ © 2008 NewportFed. All rights reserved.__ Member FDIC |
 |
_Equal Housing Lender |
|
|
